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The implementation of MBAA’s medical cost containment services can substantially reduce healthcare payout and facilitate greater control over healthcare premiums.
Self-Insured Cost Containment Solutions
Healthcare expenditures typically represent 40% to 60% of a company's profit. Due to the sheer volume of medical claims and the complexity of healthcare, in all probability, TPA's lack any direct financial incentive to decipher every claim submitted on behalf of your company, nor do they have the personnel to scrutinize the millions of billings that pass through their system daily. TPA's do have an incentive not to scrutinize the providers they solicit as participating providers which promote their services to businesses like yours. They get paid whether the bills are big or small, right or wrong. READ MORE
Fully-Funded Cost Containment Solutions
Businesses across the country are struggling to provide health care coverage to their employees. As the cost of healthcare premiums continue to escalate, making it impossible for many businesses to offer insurance to their employees, they will be forced to decrease benefit coverage, drop or decrease retiree benefits, and increase employee premium shares.
As we all know, the increased premiums of a company each year are based on the medical expenses of its employees. MBAA can assist businesses in the relief from escalating health insurance premiums by implementing a defense against medical billing errors and overcharges. MBAA can make a positive impact on the overall premiums while reducing your employee healthcare expenses. READ MORE
State and Federal Agency Cost Containment Solutions
According to the Centers for Medicare & Medicaid Services, healthcare fraud is estimated at three to ten percent, thus translating into staggering amounts of money lost to fraud. MBAA estimates these figures to be much higher.